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Medigap Plans Georgia

Medigap plans in Georgia are all modernized and comply with Medicare standards. With over a dozen carriers offering Medigap plans, Georgia seniors have plenty of options to save money by making wise choices and finding the lowest Medigap rate.

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There are 11 different Medigap plans available in Georgia. None of the carriers offer all plans, but most offer Medigap plans A, D and plan F. Medigap rates vary considerably for the same plan. Georgia Medigap carriers include:

  • Assured
  • Blue Cross Blue Shield (BCBSGA)
  • Equitable
  • Family Life
  • Forethought
  • Gerber
  • Humana
  • Medico
  • Mutual of Omaha (United of Omaha)
  • New Era
  • Royal Neighbors (RNA)
  • Sterling Investors
  • United Healthcare (AARP)

 

Blue Cross, United of Omaha and United Health Care are the dominant Medicare supplement carriers in Georgia but they also have some of the highest Medigap rates.

Most GA seniors buy Medicare supplement plan F simply because that is the one that is sold to them. Many times Medigap plan F is presented as the only option or as the “best” option.

Truth is, Medicare supplement plan F is usually the most expensive plan and delivers no additional value for the high rates.

All Medigap plans with the same letter have identical coverage. A plan F from Blue Cross is no better or worse than plan F from United Health Care (AARP).

The only difference is the price you pay. Medigap rates can vary as much as 200% for the same plan.

An age 65 female in Atlanta can pay anywhere from $128.51 per month to $184.03 for plan F. The difference in the highest premium to the lowest premium is over $700 per year.

That is $700 that is money down the drain.

That same female can purchase a Medicare supplement plan G for as little as $106.24 per month, saving an extra $250 per year in premiums vs. the lowest rate for Medigap plan F.

When you pay more for GA Medigap plans you don’t get more, you simply paid too much. Compare plans and Medigap plans and rates online or ask for a personalized proposal.

#medicare supplement rates  #medigap rates