What is the Cost of Medigap Plans in Georgia?

In Georgia, what is the cost of Medigap plans? What do Georgia Medigap plans cover? Which companies offer Medicare supplement insurance? Is Medicare plan F the best? Should I buy a plan from Blue Cross or Mutual of Omaha?  FB Groucho Marx3


What is the cost of Medigap plans in Georgia?

Medigap rates are determined by many factors.

If you are turning 65 and ageing in to Medicare your cost of Medigap coverage is less than you would at age 70 or 75. (This is especially true with AARP United Healthcare rates).

Tobacco users pay more than non-tobacco users.

With most companies, men pay higher rates than women. Some carriers offer teaser discounts if you buy multiple policies. Others quote you low, introductory rates then zap you at each successive renewal.

In most cases you will pay more for a “name brand” carrier vs. one you may never have heard of before. But don’t let that stop you. All Medicare supplement plans with the same letter are required by CMS to offer the EXACT SAME COVERAGE, but they are allowed to charge you whatever price they want.

The carriers are allowed to charge more, or less, according to what the market will bear. But you don’t get a “better” plan by paying more. In most cases if you bought a “blue” plan, one from a mutual company or a plan offered by a large senior organization you paid too much.


Comparing plans in Hartwell, Georgia

Bill and Alice are turning 65 and looking at the cost of Medigap plans in their area. Specifically, they have asked about Medicare supplement plan F because that is what their friends have. They have also asked for rates from Blue Cross and Humana.

I never recommend plan F, and I never suggest buying from a name brand carrier. Even if you have money to burn, there is no need to pay more unless you just feel good about making the carrier and the agent wealthy.

Blue Cross rates for Bill are $176 a month, Humana is $175

Blue Cross rates for Alice are $176 and Humana is $168.

If they want Medigap plan F with either of those carriers I will be happy to assist. But I am obligated to tell them they can get the exact same plan for $40 – $50 less each.

They can save even more by picking something other than plan F.

If they follow my advice they will save well over $1400 per year.

Or they can listen to their friends, buy plan F from the Blue company, and fritter away $120 per month and have nothing to show for it. Pride and folly can be expensive.


What do Georgia Medigap plans cover?

All Medigap plans are standardized and the benefit structure is dictated by CMS. Georgia Medicare supplement plans are required to cover approved Medicare Part A and Part B approved expenses.

Medigap plan F covers 100% of approved Part A and B expenses. The 10 other plans available in Georgia pay something less than 100% but still deliver great value.

Over 90% of our clients have something OTHER THAN plan F and enjoy the savings.


Which companies offer Medicare supplement insurance?

There are more than 30 carriers that write Medicare supplement insurance in Georgia. Most seniors focus on the names they recognize and ignore the rest. In most cases they are paying more than they should without getting additional value.

We have been buying gasoline from Costco for several years now. Every time we fill up we save anywhere from $0.05 to $0.10 per gallon and sometimes even more than that. For every 15 gallons we average saving more than $1 per tank.

That may not sound like much but it adds up. Every dollar saved on a tank of gas is a dollar we can use somewhere else.

If you are like Bill and Alice and we could show you how to save $80 – $100 per month on the cost of Medigap coverage, would you be interested?

With over 170 different Medigap plans I know we can help you find a plan that fits your needs and budget. If we help you save over $500 a year then a few minutes on the phone with us was worth your time, right?


Who Has the Best Medicare Supplement Rates in 30252?

Seniors living in McDonough, GA want to know “Who has the best Medicare supplement rates in zip code 30252?”. The best Medigap rates are for those in good health. Save_Money_Button
Most of the time we save our clients over $400 per year by offering them the same plan but at lower rates.


Best Medicare supplement rates in your area

It doesn’t matter if you live in zip code 30252 or not. Georgia Medicare Plans has access to over 170 different plans and rates. We can almost always find you the same plan you have now but at a much lower rate.

In many cases we will suggest you trade up to a better plan where you can save even more money.


Medigap Plan F may not be your best choice

Most seniors we talk to have Medicare supplement plan F. They bought it because all their friends have it, or because that was the only plan the agent showed them.

Plan F is a great plan if you have money to burn.

Most of the people I know are living on a fixed income and have better things to do with their money than spend it all on Medicare insurance coverage.

If you want the best Medicare supplement rates in your zip code, and the best plan that fits your needs and budget, you probably don’t need plan F.

We have over 300 Medicare clients in Georgia but fewer than a dozen of them have Medigap plan F.


Save $400 or more every year with the best Medicare supplement rates

If you like plan F and want to keep plan F, we won’t argue with you. This is especially true if you live in zip code 30252.

A female, age 65, living in 30252 would pay $166 per month for a plan F from United Healthcare through AARP.

That same lady would pay Blue Cross $183 per month.

If she just wants to save money and keep her plan F she can have the EXACT SAME COVERAGE at rates starting at $129 per month for the best Medicare supplement rates in McDonough.

That’s a savings of $444 per year vs. AARP and $648 per year less than BCBSGA.

What would you do with that kind of savings?

Save even more with a Medigap copay plan. If you are willing to pay no more than $20 for doctor visits you can drop your monthly Medigap premium to $91 per month.


Start saving now!

Shop and compare up to 170 different Georgia Medicare plans. We help you find the best Medicare supplement rates in your area. Click the green button above and save!


How Much Does a Medicare Supplement Plan Cost in Georgia?

Georgia Medicare supplement plan cost ranges from low to high. How do you find the best Medigap plan? Are AARP Medicare supplement plan costMedicare plans better? Is Medicare supplement plan F the best?


How Much Does a Medicare Supplement Plan Cost in Georgia?

It depends.

Medigap rates are based on your age and home zip code. Most carriers also adjust rates for gender . . . men usually pay higher rates than women. Medicare supplement plan cost is generally higher for tobacco users vs. non-tobacco.

Some Medigap applications ask your height and weight. If your BMI falls outside their guidelines they will deny coverage.

Most, but not all Medigap plans charge extra for tobacco if you apply during your initial enrollment period. Some will penalize you if you have used tobacco in the last 5 years, others only ask about the last 12 months.

In general, you should expect to pay more for a Medigap plan from major carriers like Blue Cross, the Mutual company, AARP (United Healthcare) and Humana.

When you pay more you don’t get more, you simply paid too much.

Shop and compare GA Medigap Quotes now.



How do you find the best Georgia Medigap plan?

The best plan is the one that fits your needs and budget.

With over 170 Medigap plans in Georgia, finding the best one for you is easy when you have access to the right tools. The challenge is, most consumer information is either unavailable to the public or is so technical you find it almost impossible to decipher.

If you have ever looked for Part D plans on Medicare.gov you know what I mean.

Searching Medicare supplement plan cost in Georgia is much easier, if all you want is a rate.



Georgia Medigap plans & Prices

Georgia Medigap plans & Prices


Are Medigap plans from AARP better?

AARP is a political lobbying organization, not an insurance carrier. Currently they endorse plans from United Healthcare in exchange for getting a cut off every premium dollar.

If you speak with an agent that represents the AARP plans you will probably only be shown rates for Medicare supplement plan F. The same will be true if you talk to agents from Blue Cross, Humana, or the Mutual company.

Plan F is their “go to” plan in most situations for a reason.

Plan F is the easiest to explain. It has the highest premium. It pays the most commission.

If you are like most consumers, you are more interested in finding the best overall value for your dollar.

At Georgia Medicare Plans, we never recommend plans from well known carriers and we never suggest plan F.

All Medicare supplement plans with the same letter are identical in every way. The 2014 Choosing a Medigap Policy booklet from Medicare even states that on page 9. They further state in bold print, “Cost is usually the only difference between Medigap policies with the same letter sold by different insurance companies”.

Why pay more if the plans are the same?

Why would a 65 year old female in Macon, Georgia pay $166 for plan F endorsed by AARP, or $176 for the same plan from Blue Cross when they could have the exact same coverage for $127 per month?


Is Medicare supplement plan F the best?

We never recommend Medigap plan F. In almost every situation we find our clients would be better off financially by choosing something other than plan F.

At the same time we recognize this is your plan and your money. We can show you rates and help you compare Medicare supplement plan cost from more than 170 different carriers.

And we can do this in less than 3 minutes over the phone. Contact us for a free quote.


Georgia Farm Bureau Medicare Supplement Plans

Georgia Farm Bureau Medicare supplement plans are now available, but are they competitive? Which Medigap plans do they offer? Are GFB supplement insurance plans available in all counties? Georgia Farm Bureau Medicare supplement plans

How do I compare Georgia Farm Bureau plans and rates?


Are Georgia Farm Bureau Medicare Supplement Rates Competitive?

Based on a sampling of Georgia Farm Bureau Medicare supplement rates, the answer is no. They are not the highest in the state. That title belongs to United American along with Forethought, Royal Neighbors, Loyal American and a few others.

Generally they seem to fall in line with United Healthcare and Blue Cross which are not the highest but rarely deliver value.

A male, age 65 in Hawkinsville, GA would save almost $400 per year on Medigap plan F by picking a lower cost carrier than GFB. A female, age 72 in Dahlonega would save over $500 per year by choosing someone other than Georgia Farm Bureau.

You can view Georgia Farm Bureau rates here.

Feel free to shop and compare GFB rates to other Medigap carriers by clicking on the image below.

GA Medigap Quotes

Keep in mind, ALL Medicare supplement plans with the same letter are EXACTLY identical to the same plan from another carrier. If you like the benefits of Medigap plan F any other carrier offering plan F has the exact same benefits. The only difference is the rate you pay.

Only a few carriers allow their rates to be illustrated online. For the LOWEST rate you need a comparison from an independent Medicare broker such as Georgia Medicare Plans. We will be glad to show you the 4 best plans based on your needs. Our job is to help you save money without sacrificing qualify.

When you pay more for your Medicare supplement plan you don’t get more, you simply paid too much.

Which Medigap Plans Does GFB Offer?

Georgia Farm Bureau Medicare supplement plans include A, B, C, D, F, G, M and N.

Most agents will only show you Medicare supplement plan F. Do you want to know why?

Medigap plan F is the easiest to explain, has the highest rate and pays the highest commission.

Over 90% of my Medicare clients do NOT pick plan F once they understand their options. Switching from Medicare supplement plan F to a different plan saves you an average of $250 per year. That is real savings. Money you keep in your pocket instead of making the carrier (and the agent) rich at your expense.


Where Are GFB Plans Sold?

You can buy Georgia Farm Bureau Medicare supplement plans in any county in the state. Unlike Medicare Advantage plans that are here today and gone tomorrow, Medigap plans from any carrier approved by the Georgia Department of Insurance are available in all zip codes and counties.

GA Farm Bureau is a fine company with a storied past. If you have a Farm Bureau policy and like your agent, there is nothing wrong with buying a plan from them as long as you understand there are savings to be had by buying from an independent agent with the responsibility of educating you on the differences in each plan and showing you the best rate based on your needs.

What Does Medigap Insurance Cost?

Your Medigap insurance cost is determined by a number of factors. Medicare supplement carriers will consider your age, gender, zip code, tobacco use and the standardized plan you pick.  Medicare supplement plan F rates

All plans with the same letter are identical in every way, except the Medigap insurance cost or premium. Finding an affordable Medicare supplement plan isn’t difficult if you know where to look.

Shop and compare now.

Compare Medicare supplement insurance rates


Donna’s Search for Affordable Medigap Insurance

Donna called and was in a tizzy. She would be turning 65 soon and was ready to sign up for Medicare but was totally confused by all the literature that came in the mail plus the incessant phone calls from salespeople who wanted to come to her home and SELL her a plan.

Years earlier I had helped her find health insurance when she was in between jobs. She remembered how I had taken the time to listen to her concerns and then spent time explaining her options. Now that she was ready to enroll in Medicare she wanted my help again.

Donna had information on Medicare Advantage as well as Medicare supplement plans, and like most seniors, she was on a fixed budget and needed to make sure she made the right choice.

All my clients get the same treatment. I first ask what they know and understand about Medicare, Advantage plans and Medigap and then go from there. It usually doesn’t take long for them to get off track.

Then I explain how the various parts of Medicare work, especially Part A and Part B. We talk about the differences in an Advantage plan and original Medicare plus a supplement plan.

Medicare Advantage plan premiums range from $0 to $100 or so. Medigap plans have higher premiums but lower costs.


What Does Medigap Insurance Cost?

The answer is, it can cost a lot or not much at all.

The true cost of Medicare insurance is not just the monthly premium, but also how much you have to budget for expected and unexpected medical costs.

With Advantage plans you never know how much to budget. Even though the plan may have a stated limit on out of pocket costs (typically $3500 – $6000) those figures do not include claims denied by the carrier or out of network penalties and charges.

Estimating your Medigap insurance cost is much easier, especially with the more popular plans. Most of my clients know their maximum at risk for hospital and outpatient charges are limited to the Medicare Part B annual deductible ($147 in 2013).


Like most seniors today, Donna was going to continue working past age 65 and did not need any financial surprises. It was easier for her to budget for a monthly premium knowing that her out of pocket was limited to $147 than trying to set aside several thousand dollars each year in case her health takes a turn for the worse.

She also liked the ability to keep her current doctors rather than picking blindly from a list provided by an Advantage plan carrier.


So what did Donna decide?

She picked Medigap plan G and saved more than $60 per month (over $700 per year) vs. the plan F that is heavily promoted by AARP, Blue Cross and Mutual of Omaha.

Donna was so pleased she referred two of her friends to me.

Thank you Donna! Satisfied clients are the best reward.



Can I Change My Medigap Plan?

Georgia seniors ask, “Can I change my Medigap plan?”. Which Medicare supplement plan is best? How do I find the best rate for can I change my medigap planMedigap plan F? Instant free quotes. Compare Medigap costs in 60 seconds.


Can I change my Medigap plan?

The short answer is, you are eligible to buy a new plan or change your Medigap plan at any time. Unlike Medicare Advantage plans, there are no annual enrollment periods.

The best time to buy or change your Medigap plan is when you initially sign up for Medicare Part A and B which usually occurs at age 65.

You also have guaranteed issue rights to buy a Medicare supplement plan.

Before asking “Can I change my Medigap plan?” you should compare Medigap costs.


Shop and compare Medigap costs

Ignore the hype. All Medicare supplement plans with the same letter are identical in every way except premium. Click the image below to shop and compare Medigap costs. Instant free quote.

shop and compare medigap costs

When you pay more you don’t get more, you simply paid too much.


Which Medicare supplement plan is best?

Medicare supplement plans have standardized benefit structures. Once you pick a plan design that fits your needs, the only other consideration is can you find a plan to fit your budget?


How do I find the best rate for Medigap plan F?

The easiest way is to shop and compare online, but you probably will not see the best rates. Many Medigap carriers do not allow their rates to be published online.

How do you know plan F is best for you?

Did you know that almost 70% of Georgia seniors buy Medicare supplement plan F simply because that was the only plan that was explained?

If you wanted to buy a car, and the salesman only showed you 4 wheel drive SUV’s, would you be satisfied?

Most of my clients NEVER buy Medigap plan F. Do you know why?

Bob Vineyard and Georgia Medicare plans have access to rates from some of the lowest cost plans in Georgia. Ask for a personalized Medicare supplement quote.


Final notes

If you have Medigap plan F, you definitely should consider making a change in your Medigap plan.

When you bought your Medigap plan, did you buy from Blue Cross, Mutual of Omaha or United Healthcare (AARP)? If so, you probably are paying too much.

Maybe you bought a Medicare Advantage plan. The low premium seemed like a good idea at the time. The REAL cost of an Advantage plan is how much you pay when you receive medical care.

Advantage plans are great until you use them.

Can I change my Medigap plan?

You decide.




Why are Mutual of Omaha Medigap Rate Increases So High?


Georgia seniors want to know, “Why are Mutual of Omaha Medigap rate increases so high?“. Are Mutual of Omaha Medicare supplement rate increases higher than other plans? Does Mutual of Omaha use bait and switch tactics? Do other Medigap carriers raise rates as much as Mutual of Omaha?Medicare Advantage cuts

I get more questions about Mutual of Omaha rates than any other carrier . . . except Blue Cross.

The Mutual carriers (there are 4 of them) raised rates in Georgia 10 times since 2012!

  • Is Mutual of Omaha Medicare supplement plan F the best?
  • Why do I have to pay more for Mutual of Omaha?
  • How can I save money and still get a good plan that doctors will accept?
  • Where do I find the best Medigap rates?
  • See what others are saying about Mutual of Omaha Medigap rate increases

Shop and compare rates now.

Your information is NEVER sold!


So, why are Mutual of Omaha Medigap rates so high?

Are they really my best choice? Should I stick with Mutual of Omaha Medigap plan F?

Ted in Clermont, Georgia just saved over $1500 per year when we switched his Omaha plan he had since he first turned 65 14 years ago.

The simple answer to your question is this. There is no “best” plan except the one that is right for you. Did you shop and compare Medigap rates or just take the one the agent sold you?

Most people rely on their friends, buy based on brand name recognition, or worse, invite an agent into their home and buy what they recommend . . . without ever bothering to SHOP AND COMPARE.

There is nothing wrong with shopping at home, but do it on YOUR time, not theirs.

Bob Vineyard at Georgia Medicare Plans knows that what you really want is information and an understanding of what you are buying.

While others talk, he listens. Why not shop and compare plans now?

GA Medigap Quotes


Is the Mutual of Omaha  Medicare Supplement Plan F the Best?

Not in my opinion.

My clients look for real value and don’t have money to throw away. Fewer than 10% of my Medicare clients choose plan F once they learn there are much better options. Most save $500 per year or more by switching from plan F.

Plan F is the easiest plan to explain. All Medigap plan F policies are identical in every way EXCEPT price. All Part A and Part B expenses that are approved by Medicare but not paid by Medicare due to deductibles and coinsurance are reimbursed 100% by Medicare supplement plan F.

Pretty simple, huh?

Medigap plan F is the most comprehensive plan and has the highest premium.

It also pays the highest commission to the agent that sold you that plan.

Who needs the money more? You, or the agent?


Do I Have to Pay More for Mutual of Omaha?

Mutual of Omaha is a fine company with a storied history. I have several clients who want Mutual of Omaha Medicare supplement plans and I help them make the purchase. But I also tell them Mutual of Omaha rate increases are usually higher than most other carriers. Not only do you pay more initially, but you will pay even more the longer you keep your Mutual of Omaha plan.

Mutual of Omaha has several carriers they use. Currently in Georgia they write business through United of Omaha. Before that it was United World.

Seniors that bought United World may be stuck with higher rates if they don’t change to a different company. If you bought a Mutual of Omaha Medigap plan N you now know they no longer offer that plan and those who have plan N are getting bigger rate increases than anyone else.


Will Doctors Accept Medigap Plans From Other Carriers?

Some Georgia seniors believe they must pay extra for a “big name” carrier so their doctor will accept their Medicare supplement plan.

Any doctor that accepts Medicare assignment will take any Medicare supplement plan, regardless of  the issuing carrier. You will have no problem with any Medigap carrier including Aetna, Blue Cross, Humana, Equitable, New Era or anyone else.


Where Do I Find the Best Medicare Supplement Rates?

Not online.

You can shop and compare Medicare supplement rates from several carriers using this link. But most Medigap carriers do not allow their rates to be illustrated online.

We have Medicare supplement rates from carriers and will be glad to discuss them over the phone and email a spread sheet showing the best rates for the plans you want.

One carrier recently lowered their Georgia Medicare supplement rates by 7%. They also approve most diabetics and many who have had a heart attack or stroke.

Initial Medigap rates are not the only measure. When so many people ask about Mutual of Omaha Medigap rate increases I know there must be a problem. We have one carrier that has never increased rates by more than 9% in each of he last 10 years.

While Medicare supplement plans from Mutual of Omaha, Blue Cross and others increase their rates 12% to 16% or more almost every year we prefer to recommend plans from companies with a stable rate history.

We showed one Georgia couple how to save over $1700 per year by changing their Mutual of Omaha Medicare supplement plan F.

Mutual of Omaha recently raised rates for Georgia seniors by 8%, the smallest increase in years. Still, for some policyholders it was the second increase this year and they have had enough of high prices.


What do others say about Mutual of Omaha Medicare supplement rate increases?

Rates for Medicare Supplemental Insurance: Mutual of Omaha has raised our rates twice a year on our Medicare Supplemental Insurance. Old people on a fixed income can’t afford rate increases twice a year. Consumer Affairs

 Nevada Senator Harry Reid announced, “We are hearing disturbing stories from beneficiaries across the country about excessive premium increases for Medigap supplemental insurance policies”.  Reid and other top Democrats have asked Health and Human Services Secretary Kathleen Sebelius to stop the increases or find a way to keep them under control. Tucson Citizen

Are you overpaying?

How much can you save?

Shop and compare now. Instant free quotes. View plans and rates for up to 40 plans in 60 seconds.

Georgia Medigap plans & Prices

Georgia Medigap plans & Prices


#WhyAreMutualOfOmahaMedigapRateIncreasesSoHigh  #GAMedigapRates  #GAMedigapQuotes #MutualOfOmahaMedicareSupplementPlanF #MutualOfOmahaMedigapPlanF

New Lower Cost Medicare Supplement Plans

One of our preferred carriers introduced lower cost Medicare supplement plans for most Georgia residents. Take advantage of these low cost Medigap plans and save money. Relaxed underwriting means more people than ever can qualify.   lower cost medicare supplement plans

If you bought a policy from Blue Cross, Mutual of Omaha, AFLAC, Aetna or United (AARP) in the last five years you may qualify to save a lot of money.

  • Lower cost Medicare supplement plans F and N
  • Many diabetics (including insulin dependent) without complications will qualify
  • Diabetic controlled with diet or medication (no insulin) may qualify for best rate
  • Tobacco users can qualify for best rate
  • No restriction on use of a walker
  • Two years cancer and treatment free OK
  • Fast 15 minute phone approval
  • Bypass or stent over 2 years ago can qualify for best rate
  • TIA 2+ years ago may qualify for best rate


15 Minute Approval

Pre-qualified individuals applying by phone have a 96% approval rate. Most phone applications take 15 minutes. Once approved, you will have your policy number before you hang up the phone and know exactly when your policy goes into effect.

Household discounts may apply to save you even more money.


Diabetics Can Save Too

Have you been denied coverage because of insulin dependent diabetes? You may qualify for a standard rate plan. You could be just 15 minutes away from saving money with lower cost Medicare supplement plans.


Medicare Supplement Renewal Rates Too High?

Blue Cross and Mutual of Omaha (United of Omaha) increased Medigap rates in January. Aetna and United (AARP)  raised Medicare supplement rates in April.  AFLAC is expected to raise rates before the end of summer.

Don’t get locked into a high rate Medicare supplement plan. Compare your plan to lower cost Medicare supplement plans in Georgia.


Instant Online Free Medigap Quote

Georgia Medicare Plans have many of our carriers available online for an instant free quote. But several carriers do not like to publish their rates for the competition to see. When you provide a valid email address, Bob Vineyard will send you a customized spread sheet showing the lowest cost Medicare supplement plans in your area.


Lower cost Medicare supplement plans are no good to you unless you can qualify. I can tell you in 3 minutes or less if you can be approved for these lower premium plans.


2013 Medicare Supplement Rate Increase

Most of the 2013 Medicare supplement rate increase adjustments have been processed.

Georgia Medigap rate increrases

How much did your Medigap costs go up? Shop and compare. Blue Cross, Humana, Mutual of Omaha and more had HUGE rate increases. Most  Medicare supplement plan renewals increased by 10% or more.  Free quotes in 60 seconds.

Avoid the Mutual of Omaha trap of overpaying for the EXACT SAME PLAN.


Only one carrier has not had a double digit Medicare supplement rate increase in the last 10 years. No one else can make that claim.

For comparison, we use male and female, non-tobacco, age 67 living in Bibb county Georgia using our most popular plan.

Ask for a CUSTOM QUOTE showing plans never illustrated online. SAVE!


Click Image Below to Compare Medicare Supplement Costs

Compare Medicare supplement insurance rates


AFLAC can make a similar claim because they have not ever had a rate increase. Of course they only re-introduced Medigap plans in June, 2012 so we expect their rates to increase soon. A lot of people bought because of the name recognition. Their rates were not competitive last year so we don’t expect them to be this year.

AFLAC pulled their Medicare supplement off the market in September. They are not accepting new applications. If you bought an AFLAC plan you should consider switching to another carrier NOW.

Switch and save over $300 per year.


AARP – United Healthcare

AARP plans have decent rates for the first 2 years (if you buy when you turn 65) but they get very expensive the longer you keep the plan. Their agents heavily promote Medicare supplement plan F which is always overpriced for the value. We have never failed to save a client money when they switch from United Medigap plan F.

Switch and save over $1000 per year.



Aetna issued by Continental Life had a Medicare supplement rate increase in April, 2013. Still somewhat competitive but most people can save money by switching plans. They could be beat last year and still can be this year.

Switch and save over $300 per year


Blue Cross – BCBSGA

Over the last 10 years Blue Cross Medicare supplement rate increase has been as low as 8% and  high as 13%. Most of the time it is double digit. Blue Cross is usually competitive if you are 80 years old or older but there is real money to be saved if you have not yet reached the 4 score mark.

Did you know BCBSGA pulled two of their more popular plans off the market in October, 2013?

Switch and save over $1000 per year



A fine company but never a big player in the Medicare supplement market.

Switch and save over $900 per year



Another small carrier that have not made much of a dent in the landscape.

Switch and save over $1300 per year


Mutual of Omaha – United of Omaha

A very popular (and always pricey) carrier that seems to give out a  Medicare supplement rate Medicare supplement rate increaseincrease without warning. The last increase was in January, 2013.

We showed a south Georgia couple how to save over $1700 per year by making a switch.

Did you know a female, age 67, in Macon Georgia could pay $136 or $177 for the exact same plan from a Mutual of Omaha company. It depends on which rate an agent chooses to show you.

Don’t get caught up in this dirty trick!

How much can YOU save?


Royal Neighbors – RNA

A fine fraternal company with a very small market penetration. Rates increased in February of this year

Switch and save over $1200 per year


We believe in showing clients ways to save money on their Medigap plans. Almost everyone we talk to was sold an overpriced plan that is weighing them down and sucking money out of their bank account every month.

Georgia Medicare Plans believe you have better things to do with your money than making an insurance carrier rich  (and the agent that sold you the high priced plan).

Stop throwing away money. Compare and start saving now. Click to compare plans and rates.




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