Enroll in Medicare at Age 65

When do I enroll in Medicare? How do I sign up for Medicare? At what age can I begin Medicare benefits?

These are all things Georgia citizens that will turn age 65 need to know.

Turning 65?

Enroll in Medicare age 65

Enroll in Medicare Part A and Part B

Most people will choose to sing up for  Medicare Part A on their 65th birthday. If you want to enroll in Medicare Part B you will have to elect that coverage by signing up online or calling Medicare.

If you are receiving Social Security you will be automatically enrolled 3 months before your 65th birthday

You can sign up at the SSA/Medicare site, or call 1-800-MEDICARE.

When you enroll in Medicare Part B only cover a portion of your doctor and outpatient expenses will be paid by Medicare. Medicare Part B has an annual deductible you must satisfy, and then you pay 20% of expenses approved by Medicare but not paid by Medicare.

For some, this can amount to a lot of out of pocket expenses.

Check out our Medicare FAQ page

Buy a Medigap Plan

To offset your Medicare Part A and Part B expenses, most folks in Georgia will purchase a Medigap plan.

The popular Medigap plan F is what most people are sold and never told about lower premium options that deliver better value. Probably 90% of my clients purchase Medicare supplement plan G once they realize how much money they are throwing away on Medigap plan F.

Understand your Medigap options by reviewing the Medicare guide to CHOOSING A MEDIGAP POLICY.

Compare Medigap rates and plans online. Click, quote, review, compare. In addition to your online quote, a personalized proposal will be sent direct to you.

Enroll in Medicare Part B when you are first eligible to avoid any late enrollment penalties.

You should also enroll in Medicare Part D when you enroll in Medicare Part B. If you enroll in Medicare Part D late you will pay a lifetime penalty of 1% per month for every month you could have enrolled in Medicare Part D but did not enroll.

Ask us how to enroll in Medicare or how to find low cost Medigap rates.

shop and compare Medigap plans and rates