Medicare AEP 2013 begins on October 15, 2012 and ends December 7, 2012. Your Medicare ANOC (annual notice of change) was mailed to you a few weeks ago. The 2013 drug plans (PDP) will be available online, from your carrier and your agent beginning October 1, 2012.
- October 1 of each year – Medicare Part D Prescription Drug plan Marketing Activities can begin for the next year’s plan- At this time you will be able to once again gather information and evaluate the various Part D plan alternatives.
- Please note, no enrollments may be accepted before October 15th for plans starting in the new year (ex: On October 1, 2012, we will begin showing plan information for the plans that will become effective January 1, 2013). The only enrollments that can be accepted before October 15th are those for people turning 65 (who want to enroll in a current year plan) or for Medicaid recipients wanting to change their current year plan.
- October 15 to December 7 of each year – Starting for plan year 2012, the Annual Coordinated Election Period has been moved up – Here is your chance to join a Medicare Part D plan for the new plan year (however your plan will not take effect until January 1st of the new year ). If you already have a Medicare Part D plan, this is your time to look back over year and make another decision for your coverage for next year. Should you stay with your existing coverage or make a change? Here is your opportunity to decide. If you make no decision, you will remain in the same plan as you elected this year. There is no enrollment required to renew your present coverage. (If you do not enroll during this period, your next chance for coverage is January of the year after next.)
Blue Cross Georgia Medicare Changes for 2013
With Medicare AEP comes changes and BCBSGA has announced several changes that affect Georgia seniors with Medicare Advantage plans. Roughly 4600 Blue Cross policyholders will be affected by service reduction areas or non-renewal of their existing Advantage plan.
There are 5 Georgia counties where Blue Cross will no longer offer MA plans.
Those counties are Butts, Cherokee, Coweta, Douglas and Paulding.
If you live in those counties are are losing your BCBSGA Advantage plan you will have a GUARANTEED RIGHT during Medicare AEP to return to original Medicare and purchase a Medigap plan without going through medical underwriting.
Georgia Medicare Plans has the LOWEST RATES for seniors wishing to purchase a Medigap plan. Many find that Medicare supplement plan N is a great way to limit your maximum out of pocket and enjoy the flexibility of using ANY DOCTOR, any where in the United States without restriction. Compare rates here.
During Medicare AEP you have a choice to make. Do you want to change plans every year or is time for some stability in your life?