No money for Medicare? Get the TRUTH behind those misleading ads for FREE Medicare plans.
Medicare sales pitches are high pressure, confusing and not helpful. You WANT to believe them but they just SOUND TOO GOOD TO BE TRUE. You need help UNDERSTANDING MEDICARE, not some mumbo jumbo. No money for Medicare? Get the TRUTH behind those misleading ads for Medicare.
FREE Medicare Plans and Other Nonsense
USE ANY DOCTOR YOU WISH
FREEDOM OF CHOICE
CHOOSE YOUR OWN DOCTOR
GET THE CARE YOU NEED PLUS EXTRA BENEFITS
Who could ask for more? Sounds too good to be true, doesn’t it? FREE Medicare is just a tease to lure you in.
Truth Behind the Medicare Hype
NO PREMIUMS – true but implies no COST
$0 PREMIUM, $0 PCP COPAY, $0 DRUG DEDUCTIBLE – implies no cost
SOME PLANS DO NOT INCLUDE RX
PREDICTABLE DOCTOR VISIT COPAYS BUT . . .
UP TO $300 FOR DX IMAGING – IN NETWORK, 30% OUT
UP TO $100 FOR DX TESTING – IN NETWORK, 30% OUT
UP TO $45 FOR LAB – IN NETWORK, 30% OUT
UP TO $100 FOR X RAY – IN NETWORK, 30% OUT
UP TO $45 FOR URGENT CARE – IN NETWORK, 30% OUT
HMO OR PPO?
Are you getting the picture? All the fluff behind the sales pitch doesn’t tell the FULL story.
No premium doesn’t mean no cost.
You STILL have to pay for services once you get in the door.
The Fine Print Behind the Pitch
That FREE Medicare pitch isn’t looking so great now, is it?
NOT ONE SIZE FITS ALL
PLAN DESIGNED FOR YOUR NEEDS AND BUDGET (DOES NOT EXPLAIN CLAIM DETAILS)
HEALTH, DENTAL, VISION, HEARING IN ONE PACKAGE
MAX OOP $6100 – IN + OUT OF NETWORK $10,000
APPLIES TO APPROVED MEDICAL CHARGES ONLY
Why don’t they tell you this in the commercials?
If they told you the whole truth, you probably would not buy their plan . . .
Are Medicare Advantage Plans Bad?
If Medicare Advantage plans are bad why do they dominate some areas? Why do so many people buy into the Advantage plan sales pitch? Good benefits, low OOP (out of pocket), decent networks.
It all sounds so good.
Still there ARE limits on access to health care. Policyholders can’t go anywhere they want. Networks do change from year to year. Over half the Georgia Advantage plans are HMO, the balance are PPO. Understand the difference!
“Your” doctor(s) may be in network this year but not next.
What About Dental and Vision Coverage?
DENTAL COVERAGE – Fine print . . . . must be network dentist or one that accepts Medicare . . . less than 20% of dentists are in network – even fewer participate in Medicare
VISION COVERAGE – Fine print . . . must use approved providers
UP TO $699 FOR SELECT HEARING AIDS – Low price hearing aids might not work for you
HEARING TEST $45 IN NETWORK, 30% OUT – How far will you have to drive to find an IN NETWORK hearing aid store?
Get the Coverage you Deserve
FREE Medicare plans . . . are they worth it?
BIG PRINT GIVES – SMALL PRINT TAKES AWAY
SOME BENEFITS NOT AVAILABLE IN ALL AREAS
SOME PLANS MAY NOT HAVE EXTRA BENEFITS
SOME BENEFITS MAY REQUIRE EXTRA PREMIUM
LIMITATIONS, EXCLUSIONS AND RESTRICTIONS MAY APPLY
Medicare Explained in Plain Language
Medicare explained using words you can understand. A Medicare 101 course if you will. Bob is a Medicare expert who will take the time to listen to your questions and give answers to your questions.
Give me 10 minutes by phone. Ask ANY question. How does Medicare work?
If you are turning 65 and enrolling in Medicare, this may be your only chance to purchase a Medicare supplement plan in Georgia. Full report with Medicare supplement rates for ALL Georgia Medigap carriers. Anthem GA Medigap rates include Silver Sneakers
Medicare 2021 information. Our videos help you to understand about Medicare options. You have questions, I have answers. Medicare supplement plans, Medicare Advantage vs Medicare supplement. Medicare Part A, Medicare Part B. Which Medicare plan is BEST? How to change Medicare plans? Medicare supplements plan G information and rates. Which Medicare options are best? What is original Medicare? What are Medicare basics? Turning 65 Medicare? Medicare explained. Help understanding Medicare without a sales pitch.
Georgia Medicare Plans. An offer you can’t refuse.