Georgia Farm Bureau Medicare supplement plans are now available, but are they competitive? Which Medigap plans do they offer? Are GFB supplement insurance plans available in all counties?
How do I compare Georgia Farm Bureau plans and rates?
Are Georgia Farm Bureau Medicare Supplement Rates Competitive?
Based on a sampling of Georgia Farm Bureau Medicare supplement rates, the answer is no. They are not the highest in the state. That title belongs to United American along with Forethought, Royal Neighbors, Loyal American and a few others.
Generally they seem to fall in line with United Healthcare and Blue Cross which are not the highest but rarely deliver value.
A male, age 65 in Hawkinsville, GA would save almost $400 per year on Medigap plan F by picking a lower cost carrier than GFB. A female, age 72 in Dahlonega would save over $500 per year by choosing someone other than Georgia Farm Bureau.
You can view Georgia Farm Bureau rates here.
Feel free to shop and compare GFB rates to other Medigap carriers by clicking on the image below.
Keep in mind, ALL Medicare supplement plans with the same letter are EXACTLY identical to the same plan from another carrier. If you like the benefits of Medigap plan F any other carrier offering plan F has the exact same benefits. The only difference is the rate you pay.
Only a few carriers allow their rates to be illustrated online. For the LOWEST rate you need a comparison from an independent Medicare broker such as Georgia Medicare Plans. We will be glad to show you the 4 best plans based on your needs. Our job is to help you save money without sacrificing qualify.
When you pay more for your Medicare supplement plan you don’t get more, you simply paid too much.
Which Medigap Plans Does GFB Offer?
Georgia Farm Bureau Medicare supplement plans include A, B, C, D, F, G, M and N.
Most agents will only show you Medicare supplement plan F. Do you want to know why?
Medigap plan F is the easiest to explain, has the highest rate and pays the highest commission.
Over 90% of my Medicare clients do NOT pick plan F once they understand their options. Switching from Medicare supplement plan F to a different plan saves you an average of $250 per year. That is real savings. Money you keep in your pocket instead of making the carrier (and the agent) rich at your expense.
Where Are GFB Plans Sold?
You can buy Georgia Farm Bureau Medicare supplement plans in any county in the state. Unlike Medicare Advantage plans that are here today and gone tomorrow, Medigap plans from any carrier approved by the Georgia Department of Insurance are available in all zip codes and counties.
GA Farm Bureau is a fine company with a storied past. If you have a Farm Bureau policy and like your agent, there is nothing wrong with buying a plan from them as long as you understand there are savings to be had by buying from an independent agent with the responsibility of educating you on the differences in each plan and showing you the best rate based on your needs.