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Does Medicare Cover International Travel Medical Outside the U.S.?
Original Medicare has nominal coverage outside the United States. Medicare defines “outside the U.S. as anything OTHER THAN the 50 states, Districe of Columbia, Puerto Rico, U.S. VIrgin Islands, Guam, American Samoa and the Northern Mariana Islands.
International Travel Medical Insurance
- Choose coverage area – Worldwide EXCLUDING U.S.
- Input start and end dates – see note below
- Input birthdate(s)
- GET QUOTE NOW
- Choose maximum and deductible
- BUY NOW
Coverage TERMINATES on the end date. There is no carry over provision. I suggest ADDING a few days on the tail end “just in case”. If your return is delayed for any reason you want to have coverage until your return to U.S. soil. Consider adding 2 days for every 7 days out of country.
Choose a deductible from $0 to $5,000. Most will pick $500 or $1,000.
Maximum amount of coverage limit of $50,000 to $2,000,000. For many, a limit of $100,000 or $250,000 should work.
Policies should start on the day of departure. You can let coverage end the day you are to leave and return home, but I suggest adding a few days on the back end.
Once your policy expires, there are no extensions of coverage.
International travel medical insurance plans include air ambulance, translation of medical records and repatriation of human remains.
More details on foreign travel health insurance and specimen policy here.
Click the link, enter your information, quote and apply.
It’s that simple.
Medicare Supplement and Travel Outside the U.S.
If you have Medigap Plan C, D, E, F, G, H, I, J, M or N, your plan:
- Covers foreign travel emergency care if it begins during the first 60 days of your trip, and if Medicare doesn’t otherwise cover the care.
- Pays 80% of the billed charges for certain medically necessary emergency care outside the U.S. after you meet a $250 deductible for the year.
Foreign travel emergency coverage with Medigap policies has a lifetime limit of $50,000.”
GeoBlue Travel Health Insurance
The industry-leading GeoBlue travel medical now includes many new benefits, services and features that make it a leading option for individuals and families who travel internationally.
The policy now includes a benefit to be used in case of Natural Disasters and expanded coverage for Incidental Trips Home. This innovative product also includes coverage for Acts of Terrorism, Political Evacuation, and Complications of Pregnancy. Non-US citizens traveling outside of the US will benefit from our updated rating structure. State of the art travel and emergency medical assistance services are part of every GeoBlue plan.