Medicare Advantage plan gotcha! When is a hospital admission not an admission? When you are not admitted. Confused? You should be.
Just because you stayed in the hospital 24 hours does not necessarily equal being admitted to a hospital and the difference in what YOU pay can be frightening.
Ralph went to Northwest Hospital to have stents placed in his coronary arteries.
He spent 24 hours in the hospital, he was in a hospital bed, but he was not admitted.
His bill for the 24 hour stay?
The low premiums, some as little as $0, come back to bite you when you least expect it.
And in Ralph’s case, this was minor. Some plans can have as much as $6700 out of pocket.
Had Ralph had original Medicare and Medigap plan F his out of pocket would have been $0.
That is something to think about.
Georgia Medicare Plans has low cost Medigap rates for Georgia seniors.