Obamacare introduced “free” preventive care to Medicare patients but free comes with higher premiums. Now the folks in Washington think you should pay more out of pocket when you are sick.
The National Association of Insurance Commissioners (NAIC) is working against us.According to Kaiser Health News
The National Association of Insurance Commissioners assembled the group to come up with ways to raise the beneficiaries’ cost for the most popular and generous Medigap policies, a task Congress assigned to the association in the health law. Since then, the idea of shifting some costs to beneficiaries in Medigap policies has emerged as one of several proposals to reduce the federal deficit.
The proposals suggest that if Medigap policies cover less of beneficiaries’ costs, some seniors will be less likely to overuse Medicare-covered health care services.
The belief is, when Medicare patients pay more out of their own pocket they will use fewer medical services than they would if the Medigap policy covers the expense.
In doing so, the CBO believes they can save $5.3 billion per year by REDUCING access to Medicare services.
So if you are well it cost nothing to go to the doctor but if you are sick they expect you to pay.
If you have to pay they figure you won’t go.
Right . . .
But if they are right, and you limit your doctor visits, what if your condition worsens? Won’t it end up costing you, and Medicare, more?
Georgia Medicare Plans has low cost GA Medigap plans for seniors in every part of the state.