Online Medigap rates. How reliable are online Medigap rates from the Georgia Dept. of Insurance? The answer may surprise you. One might think something from the state of GA would be current and accurate but the truth is, the site has not been updated in over a year.
A quick look at the site shows that Medigap plans L, M and N are missing in action. How can you trust a site that does not include plans introduced in 2010?
Shopping Online Medigap Rates
Using a Macon (Bibb County) zip code for a female age 65 who is looking for rates on Medicare supplement plan F we find the information almost totally useless. Some rates shown are from 2009 and a few from 2007. Only a handful of carriers with 2011 rates are illustrated.
If you used online Medigap rates from the state of Georgia site you might be tempted to pick a plan from Assured Life Association at $1305 per year ($108.75 monthly) but in doing so you would pay too much.
But there is a problem.
If you applied with Assured Life Association you would get a quote for a much higher rate of $129.85 per month.
Blue Cross is slightly higher at $139 per month.
The lowest online Medigap rates illustrated are from United of Omaha at $120.82 monthly.
How Low Can You Go?
But if you wanted the lowest online Medigap rates for an age 65 female in Macon you would want Philadelphia American at $104.41.
And those rates are not online but only available through agencies such as Georgia Medicare Plans.
There is nothing wrong with using the internet to compare online Medigap rates in GA but you need to know the best rates are usually found by discussing your needs with an independent Medicare supplement insurance agent.
Get online Medigap rates and compare. Even better, ask for a personalized quote.
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