Do You Know the Secret to Increasing Your Social Security Check?

There is a little known secret to increasing your Social Security benefits check. Don’t expect the Social Security office to tell you. If they did it wouldn’t be a secret, would it?  Actually there are 4 ways to boost your Social Security payments. All very simple and legal. Add as much as $1000 per month to […]

Social Security Disability

Social Security Disability Income (SSDI) is available to those who are totally and permanently disabled and have at least 20 Social Security credits in the last 10 years. Most full time workers will have 4 credits for each year worked. In order to be eligible for Social Security disability, you must be  “disabled.” For Social […]

Medicare, Social Security, Medicaid – All Discretionary Spending

  George Will says all federal spending is ultimately “discretionary”   Share this story:     The budget is discussed with This Week with Christiane Amanpour. Members of Congress are actively working to cut the federal budget and bring down spending. But they’re steering clear of the politically difficult, big-ticket items such as Social Security, […]

Turning 65 – Need to Buy Medigap Insurance

Buy Medigap insurance in Georgia when you turn 65. Do you want the best rate for plan F? Georgia Medicare Plans is an excellent resource for low cost plans when you need to buy Medigap in Georgia. U. S. News and World Reports offers 7 tips for seniors and baby boomers retiring at age 65 […]

Social Security Trust Fund

The Social Security Trust Fund is a hoax. Everyone knows that the U.S. budget is being devoured by entitlements. Everyone also knows that of the Big Three Medicare, Medicaid and Social Security Social Security is the most solvable. Back-of-an-envelope solvable: Raise the retirement age, tweak the indexing formula (from wage inflation to price inflation) and […]

Social Security – That Giant Sucking Sound

That giant sucking sound you hear is Social Security circling the drain. With more than 60 million on Social Security and another 10,000 baby boomers each day reaching retirement age, the drain on Social Security is taking its’ toll. Years of borrowing against the “trust fund” by members of Congress have nearly depleted the reserve. […]

Medicare, Social Security and You

Medicare, Social Security and what it means for you. For too many seniors, poverty is a way of life and Medicare won’t keep you out of the “poor house”. Poverty rates for people ages 65 to 74 climbed from 7.9 percent in 2005 to 9.4 percent in 2009, according to the EBRI analysis of University of Michigan […]

Social Security COLA Increase for 2012

WASHINGTON- Social Security recipients will get a raise in January – their first increase in benefits since 2009. It’s expected to be about 3.5 percent.About 55 million beneficiaries will find out the amount today, when a government inflation measure that determines the annual cost-of-living adjustment is released. Congress adopted the measure in the 1970s, and […]

Social Security Point of Zero Return

Social Security for recent retirees provides a zero return on your money. In other words, your future Social Security benefits are the same as if you had buried your money in the ground, or put it under your mattress. Lifetime Social Security taxes and benefits for people turning 65 in different decades. The lifetime value […]

Medicare – Can We Afford It?

Medicare, can we afford it? The gravy train ride is generating trillion dollar deficits and it has to stop somewhere. While consumers have cut back in spending and reduced personal debt the federal government is still having a party. Problem is, they are partying in our home and on our dime. That means we are […]