Medicare supplement rates online, and from local Georgia agents, for Medigap plan F. Finding Medicare supplement rates instantly online is not as easy as you may think. With more than 20 carriers offering Medigap plans in Georgia you will be lucky to find rates from half a dozen plans in one place.
Click this link to find rates for your zip code.
Most Medigap carriers do not allow their Medicare supplement rates to be illustrated online. If you want Medicare supplement rates from BCBSGA you can get those online or from an agent. But if you want AARP Medicare supplement rates you will have to talk to an agent.
Finding a Good Medigap Agent
Finding an agent or broker willing to assist in finding the best Medigap plan for your needs and budget is not difficult. The real challenge is finding a GOOD agent that knows the market, is willing to openly share information and allows you to make a decision in your own time frame.
Too many agents only represent one carrier and can only provide Medicare supplement rates from that carrier. Others may claim to offer several carriers but will only push Mutual of Omaha. They do that for a reason.
Mutual of Omaha (United of Omaha in Georgia) has some of the highest premiums and highest commissions of any Medigap carrier.
Do you really want an agent that is more concerned with their commission than meeting your needs by offering Medicare supplement rates from multiple carriers?
Most agents will insist on coming to your home and will not leave unless you buy or call the police. Others will call you incessantly, almost to the point of harassment.
You deserve better.
Georgia Medicare plans not only has Medicare supplement rates from several carriers, we can handle most of your questions by phone and email and many times can complete an application for the Medigap plan of your choice by phone.
How easy is that?
One Woman’ Search for Medicare Supplement Rates
Catherine is looking for a Medicare supplement rates for herself and her husband. They are currently on her husbands group health insurance plan but he will be retiring in a few weeks and they need to pick up Medicare Part A and Part B plus a Medicare supplement plan.
Catherine and Jack have already ruled out a Medicare Advantage plan because they want to continue using their doctor. They also plan to travel around the country and want to have the security of seeing any doctor in any state.
Most of the agents, including some that camped out in their home, were pushing plan F and would only reluctantly show rates on other plans. One kept insisting they buy United of Omaha because it was the best. Another said their plan F, which was $30 higher than any other Medicare supplement rates she had seen, was worth it because of all the extra’s that came with their plan.
All Medigap plan F’s are identical. One carrier’s plan F is not better than anothers just because the premium is higher. If you buy that argument, you are not getting more, you are simply paying too much.
Catherine called me after visiting my site, finding instant online Medicare supplement rates for several carriers and receiving follow up email with information to help her make a good decision.
Never a Pesky Insurance Salesman
I also called her, but only once. She was not available so I left a message.
I never call more than once unless someone calls me back. I don’t want to be a Ned Ryerson.
After 10 minutes on the phone in discussing options I quoted Medicare supplement rates for four different carriers. We talked about how Medicare supplement plan G was a better value than plan F.
The Medicare supplement rates for plan F ranged from $129 to $227 and included rates from United of Omaha, AARP, BCBSGA and New Era. Medicare supplement rates for plan G ranged from $106 to $209.
Some carriers, including AARP, USAA and a few others, do not offer plan G. Since plan G is a much better value it makes you wonder why those carriers do not want to make it available to their policyholders.
After a few more questions and a discussion of how Medicare supplement rates are determined, Catherine picked a plan for her and her husband. I took her Medigap application phone in about 10 minutes and she never had to get out of her robe or put on makeup.
Georgia Medicare Plans has Medicare supplement rates for all the best carriers in the state but most of them are not online. Ask us for advice.