Who Can Help With Medicare Questions?

Medicare information. Where can you find answers to ALL your questions about Medicare?

Medicare Information GA Medicare Expert
Medicare Questions – Ask a Medicare Expert

Medicare.gov is a great resource. As someone who has used that site for many years I can tell you this.

The information is mostly accurate and unbiased. Medicare.gov has answers to things you have not even considered.

Only one problem.

Unless you know EXACTLY how to ask your question you may never find the answer.

Who CAN Answer Your Medicare Questions?

Shameless plug here.

Try asking the GA Medicare Expert, Bob Vineyard.

I didn’t pick that title. That was given to me by my clients. Over 500 of them all over the state of Georgia.

All have original Medicare.

All have a Medicare supplement plan.

Tap into my 40+ years of health insurance experience at no charge. And just like all my clients, I am enrolled in Medicare and have a Medigap plan.

You Have Medicare Questions? We Have Answers

Common Questions

When can I sign up for Medicare? How much does Medicare cost? What is Medicare Part C? I hear some plans are free. How can that be?

Can I save money by going direct to the carrier? Who will give me unbiased information?

Can I keep my doctor?

Many of your questions are available on my YouTube Channel.

You can also call or email me. If you get voice mail, leave a message. And you will NEVER hear “Press 1 for English“. I will call you back.

An Offer You Can’t Refuse

Here is my offer. You have questions about Medicare? Give me a call. Initial calls usually last 10 – 15 minutes. The length of time is up to you.

Put me through the drill. Ask any Medicare question.

If you don’t like what you hear, or don’t feel you are getting valuable information, say goodbye and we part as friends.

Nothing personal. It’s just business.

But if you feel I can help, consider letting me EARN your business.

We move along at YOUR pace. Never any sales pressure.

People love to buy but they hate to be sold.

That is my offer you can’t refuse.

Never any risk and you just might learn something.

#GAMedicareExpert #MedicareInformation #MedicareQuestions.

Georgia Medicare Gives Thanks

Georgia Medicare Looks at 2018

As Dickens said, “This is the best of times and the worst of times.” Like all years, there are times when things are good and times when things are not so good. From a business perspective I would give this year a 9 on a scale of 10. Georgia Medicare expert reflects on 2018.

Georgia Medicare expert

The Good News

Georgia Medicare supplement clients continue to bless me with referrals. My business grows mostly by word of mouth. When my advice is useful clients remember and pass my name along to their friends.

Like that old shampoo commercial where Heather Locklear told two friends about Faberge, and they told two friends, and so on.

Good new spreads like wildfire, and it is appreciated. With more than 500 GA Medicare clients, new referrals come in almost every month.

Thank you for being generous and sharing my name with your friends.

Georgia Medicare YouTube Channel

After years of planning and hoping it would happen, I finally implemented my Georgia Medicare YouTube channel in early summer. With the help of Christy Sanchez this labor of love is now a reality.

The videos are not fancy or technically complicated. It’s just me talking to the camera the same way I speak to you on the phone. Feel free to like, share and comment on any of the videos.

Of course you can also ask questions.

Say Hello to New Medigap Carriers

I currently count almost 60 insurance carriers offering Medicare supplement plans in Georgia. Many are brand new to the Medigap business. Others are new to Georgia.

At least 6 carriers are new to the Georgia Medicare market. Each one has cut rates to the bone in an attempt to gain market share.

It’s a race to see who can offer the lowest Medigap rate.

For at least a year.

New carriers include Lumico, Western United (late 2017), Everest (late 2016), American Continental, Prosperity (gotta love that name), Mass Mutual, Unified and Pan American. I might have missed a few but that’s a mouthful.

I generally don’t recommend a carrier until they have been here at least 3 years. In the past carriers (like AFLAC) have either disappeared from the market or blew up their rates on renewal in the first 3 years.

I don’t need that kind of drama in my life and neither do you.

Say Hello to a New Name for an Old Friend

One shining star is Anthem Blue Cross. BCBSGA has been co-branded with parent Anthem for a few years now. As of July 2018 the Anthem name is on all new Medicare plans in Georgia.

Of course you can call them direct or use an agent like myself. When you go direct you are a “house account”. You will never know who will answer the phone or anything about them. 

Last week they could have been asking if you wanted fries with your meal.

When you call me you will never hear “Press 1 for English”. You get me or voice mail. Leave a message and I will call you back.

No extra charge for my 40+ years experience.

You can enroll in an Anthem Medigap plan using my link . . . if you have an hour or so to kill. 

https://brokerportal.anthem.com/ac/BobVineyardAnthemGA

Or call me direct. I can take your information in about 10 minutes.

You choose.

The Bad News

A few carriers like Equitable, Manhattan and Aetna Health and Life stopped writing new Medigap business in Georgia. If you have a plan with them you can keep it as long as you pay your premiums.

I hope to move as many as possible away from these carriers in hopes of seeing fewer and smaller rate increases at renewal.

Thank You!

Thank you for all your support, for passing my name along and especially the kind words for my Georgia Medicare YouTube Channel.

I look foward to helping as many people as possible to navigate the Georgia  Medicare maze.