Does Medicare Cover Hearing Aids?

Does Medicare cover hearing tests and hearing aids? Find financial assistance to offset the cost of hearing exams and aids. How Veterans can get help for hearing and vision concerns. Purchase high quality digital aids at a discount.

Welcome to Medicare where the rules are different. No problem. We are here to help. Sit down. Relax. Take your shoes off. We are here to help. And there is never any selling.

There are some situations where Medicare will pay for diagnostic hearing tests if your doctor feels the tests are necessary to start a treatment plan. Always ask your doctor if testing or treatment will be covered by Medicare.

 

Hearing Aids, Dental Care, Eye Exams

If you are turning 65 and trading in your “Big Company” group health insurance plan for Medicare you may be in for a shock. Say goodbye to dental and vision coverage. Most employer plans did not have a hearing aid benefit so no loss there.

The good news is, you can also say goodbye to high deductibles, even higher out of pocket costs and those pain in the butt out of network penalties.

But years of listening to Led Zeppelin, Janis Joplin and Iron Butterfly may have damaged your hearing.

If your spouse is telling you to turn down the volume it might be time to have your hearing checked.

Hearing aids aren’t the only thing not covered by Medicare. There are quite a few, relatively low cost health care items that are your responsibility. Here are just a few things not covered by Medicare.

  • routine hearing exams and hearing aids
  • regular eye exams, eyeglasses and contacts
  • acupuncture and chiropractic care (unless spinal manipulation is medically necessary)
  • non-emergency transportation
  • cosmetic surgery

The good news is, you have great coverage for major items such as cancer, heart issues, cataracts and joint pain. Original Medicare coupled with supplement plan G means limited out of pocket costs for most health care.

Georgia Medicare Supplement Rates

How to Pay for Hearing Tests and Aids

There are insurance plans that will cover part of the cost of hearing aids but don’t waste your money.  Hearing aids can be very expensive.   But don’t give up hope. Here are a few ideas that may help.

We hope the above links will help in your search for assistance in dealing with hearing loss. If you know of other resources please don’t hesitate to share this with us so we can add to the list. Otherwise you may need to resort to a stylish hearing device like this one.

hearing aids

 

Local hearing resources for Georgia residents include Georgia Hearing Center and Georgia Hearing Institute.

At Georgia Hearing Center, our audiologists have nearly 50 years combined experience in the hearing industry. We strive to provide professional and friendly hearing healthcare to adults and children of all ages.

The Georgia Hearing Institute, affiliated with The ENT Center of Central Georgia, has provided comprehensive audiological services for over 40 years to patients from infancy to adulthood. With locations in Macon and Warner Robins, patients of all ages are benefiting from improved hearing and ultimately, a better quality of life. We are pleased to provide the full spectrum of hearing testing, amplification, and custom products sales and services at both of our locations.

One last link before you go. Crank up the volume and listen to Robert Plant, Jimmy Page, John Bonham and John Paul Jones belt out “Whole Lotta Love“.

 

#HearingAids #HearingLoss #Deafness #MedicareHearingAids

 

Medicare Part B – What Does Part B Cover?

Medicare Part B. What does it cover? Do you need Medicare Part B? If you don’t buy Medicare Part B what is my exposure? Can you buy a Medigap plan if you don’t have Part B? Are you turning 65Medicare Part B - Turning 65

Medicare Part B is thought of as covering doctor visits. Truth is, Part B covers much more than just a visit to the doctor.

Part B covers outpatient doctor services including office visits.

 

Medicare Part B Durable Medical Equipment

Most durable medical equipment (DME) is covered under Medicare Part B.  Medically necessary medical equipment can be purchased or rented  from an approved Medicare DME provider.

Not all DME is covered by Medicare {art B. Before Medicare will pay for your durable medical equipment it must meet the following criteria.

  • The equipment cannot be designed solely for single use
  • Your DME must be medically necessary and serve a specific medical purpose
  • The equipment should be designed to last 3 or more years
  • They equipment must be distributed by an approved Medicare DME supplier

Examples of DME covered by Medicare include oxygen equipment, wheelchairs, walkers, hospital beds and scooters . . . but not hearing aids.

Most preventive services, including those available at no charge to you, are covered under your Part B benefits.

Outpatient services, such as speech or physical therapy are included in your Part B benefits.

Some services by medical transport companies (ambulance) are included in Part B.

Medically necessary spinal manipulation as performed by a chiropractor is a Part B covered item.

Some outpatient psychiatric care, including group and individual counseling or therapy is covered by Medicare Part B.

X-rays, CT scans, MRI, PET and lab tests are included in your  Part B benefit package.

Home health services and medically necessary services provided by a skilled nursing facility (SNF) are part of your Medicare Part B coverage.

Most drugs are paid by your Medicare Part D, but drugs administered in a clinical setting, such as chemotherapy, are included in Medicare Part B.

 

Other Part B Covered Expenses

Sleep apnea may require the use of a CPAP machine. But not all machines are eligible and some DME providers are not approved by Medicare.

Diabetic insulin is normally a Part D covered item. But if you have a pump your insulin may be a Medicare Part B covered item.

 

Lower Out of Pocket Costs

Most people fear huge hospital bills. When you have original Medicare your OOP (out of pocket) for most hospital charges is limited to your deductible.

Huge medical bills running $20,000 and more are usually incurred as outpatient Part B expenses. Unlike health insurance you had in the past there is no OOP limit. Medicare pays 80% of approved charges after your calendar year deductible. You are responsible for the remaining 20%.

There is no cap.

You continue paying until you get well, run out of money or die.

Medicare supplement plans F and G limit your Part B exposure to less than $200 in 2017. For a few dollars a day in Medigap premiums you can have peace of mind.Turning 65 GA Medicare supplement plans

There are more than 170 different approved Medicare supplement plans in Georgia. Which one is right for you?

Give us a call. We are glad to help.

Georgia Medicare Plans has affordable Medigap rates for seniors on Medicare Part A and Part B.

 

#MedicarePartB #HearingAids #Turning65 #MedicareDME #DurableMedicalEquipment  #CPAP #IsulinPump #GeorgiaMedicareSupplementRates