Medicare supplement plan G delivers great value. Seniors in Georgia on a fixed income will save money when they choose Medigap plan G. Medigap plan G has all the benefits of Medicare supplement plan F except for one thing.
When you choose Medigap plan G you pay your Medicare Part B deductible, $198 for 2020. After your Part B deductible is satisfied, plan G is identical to the much pricier plan F. Almost always the premium savings when you choose Medigap plan G is enough to more than offset self insuring the deductible.
Medicare Supplement Plan G 2020
Here is what Medicare supplement plan G covers.
- Part A hospital co-insurance costs up to an additional 365 days after Medicare benefits are exhausted
- Pays for your first 3 pints of blood if you need a transfusion
- Hospice care, Medicare Part A coinsurance
- Part B co-payment or co-insurance coverage
- First three pints of blood used in an approved medical procedure
- Part A hospice care co-insurance or co-payment
- Skilled Nursing Facility (SNF) care co-insurance
- Medigap plan G pays your Medicare Part A deductible
- Medigap plan G does not pay your Medicare Part B deductible
- Medicare supplement plan G pays your Medicare Part B ‘excess charges’
- Foreign travel emergency coverage (up to plan limits)
- Medicare supplement plan G pays your Medicare preventive care Part B co-insurance
Plan G Offers Comprehensive Coverage and Value
The comprehensive nature of Medicare supplement plan G means you may never have any out of pocket costs for hospital or doctors office expenses, other than your Medicare Part B deductible.
Instant online Medigap quotes from Georgia Medicare Plans. Compare Medicare supplement plan rates from BCBSGA, Humana, Mutual of Omaha, Gerber, AARP and more.
Best rates for Medicare supplement plan G available with a personalized quote, showing lowest rates from major carriers that do not allow us to illustrate their premiums online.
Shop and compare GA Medigap quotes now.
Most Georgia Seniors Trust the G Plan
Almost 90% of our clients are pleased with our recommendation for Medicare supplement plan G.
So what is wrong with Medicare supplement plan F? Nothing, if you don’t mind paying to much. Ask us for a personalized quote on Medigap plan G.
Medigap policies are standardized
Every Medigap policy must follow federal and state laws designed to protect you, and it must be clearly identified as “Medicare Supplement Insurance.” Insurance companies can sell you only a “standardized” policy identified in most states by letters.
All policies offer the same basic benefits but some offer additional benefits, so you can choose which one meets your needs.
In Georgia there are currently 3 insurance carriers that include a Silver Sneakers gym membership at no additional charge.
Medigap Plan F Not Offered
As of January 1, 2020, Medigap plans sold to new people with Medicare aren’t allowed to cover the Part B deductible. Because of this, Plans C and F are not available to people new to Medicare starting on January 1, 2020. If you already have either of these 2 plans (or the high deductible version of Plan F) or are covered by one of these plans before January 1, 2020, you’ll be able to keep your plan.
If you were eligible for Medicare before January 1, 2020, but not yet enrolled, you may be able to buy plan C or F.
However, the Medicare supplement plan G is still a better value.
High Deductible G Plan
Some folks are willing to trade premium savings for taking on a little more risk.
If you are willing to come out of pocket $2340 in 2020 PLUS the $198 Part B deductible your premium savings could be $60 per month or even more.
Ask us for competitive quotes on Medigap plans based on your age, gender and zip code.